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Offshore Investment Funds

by | Feb 19, 2020 | News, Tax | 0 comments

HMRC are writing to taxpayers where there is information to suggest those individuals have invested in an offshore collective investment fund.

If you hold any amounts in offshore investment funds, however small, you may have to declare the income or
gains received on your tax return.

If your offshore fund is held within the ISA wrapper, the income and gains will be free of tax and should not be included on your tax return.

Check whether you need to amend any previous tax returns to declare ERI or amounts received in earlier periods.

In other circumstances the tax treatment will depend on whether the fund is an ‘approved offshore reporting fund’ or a ‘non-reporting fund’. The financial adviser who advised you on this investment should be able to tell you which type of fund you hold.

If you hold a ‘reporting fund’ you should report the interest, dividends and gains you
actually receive. In addition there may be profits from the fund which are not distributed to investors called excess reportable income (ERI).

You must report any ERI on your tax return for the tax year which includes the fund distribution date. Check whether you need to amend any previous tax returns to declare ERI or amounts received in earlier periods. We can help you with such amendments.

If you hold a ‘non-reporting fund’ you must declare all the distributions and gains you received on the foreign income pages of your tax return. We can help you with this.

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Stuart Hoare Chartered Accountants

87 London Road, Cowplain,
Waterlooville, Hampshire, PO8 8XB

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